Investing in Human Capital: A Capital Markets Approach to Student Funding

Product Description
This study recommends employing “human capital contracts” wherein students agree to pay a percentage of their income over time in exchange for funds to finance their education. The main difference between “human capital contracts” and loans is the variable value of the payments students make during the repayment period. Their financial consequences, of risk transfer from students to investors and increased information regarding future graduates’ earnings, make the contracts an attractive alternative in funding higher education.

Investing in Human Capital: A Capital Markets Approach to Student Funding

Harvard Business Review on Emerging Markets

  • ISBN13: 9781422126493
  • Condition: NEW
  • Notes: Brand New from Publisher. No Remainder Mark.

Product Description
Globalization is here to stay, and companies that avoid investing in emerging markets won’t remain competitive for long. But doing business in developing regions presents unique challenges. Venture into this realm unprepared, and you may imperil your company.

Packed with advice and real-world examples, this volume helps you mitigate the dangers. For example, you’ll discover:

  • How to assess four types of risks of doing business in or with a particular developing country
  • Strategies for capturing fast-growing consumer markets in emerging economies
  • Ways to adopt a truly local marketing mind-set
  • How to collaborate with social activists in developed and emerging markets to create innovative local businesses that drive new growth while also making the world a better place
  • Harvard Business Review on Emerging Markets

    Labor and Human Capital in the Middle East: Studies of Markets and Household Behavior

    Labor and Human Capital in the Middle East Studies of Markets and Household Behavior

    Product Description
    This volume brings together empirical studies of labour markets in the Middle East and North Africa (MENA). In recent years, governments in the MENA region have increasingly come to recognize human resource development as the driving force behind economic growth. They have, however, been hampered by a lack of empirical studies based on microeconomic data – the tools that are needed to formulate and evaluate sound policies. Calls for governments to improve education, create jobs, and equalize opportunities need to be strongly backed by empirical research. The studies in this book use modern techniques of microeconometrics to provide insights into the human resources problems facing MENA countries. Contained here are surveys on the performance of the markets for labour and human capital in the region, as well as in-depth studies of specific policy issues using micro data . The empirical chapters discuss family decision-making in fertility and human capital accumulation, returns to education, and the efficiency of labour markets. They help raise the level of policy debate in the areas of education, gender equity, population, and employment by providing a deeper understanding of the micro foundations of these policy debates, and by pointing out the extent to which individual and household decision-making determines the outcomes of public policy. It is hoped that this book will stimulate further research based on microeconomic data as well as demonstrate to policy makers and the statistical agencies of the region the value of strengthening the empirical foundation of an area of public policy that may well be crucial in shaping the region’s economic and social development.

    Labor and Human Capital in the Middle East: Studies of Markets and Household Behavior

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